Terms & Conditions

1. Introduction

These Terms and Conditions ("T&C") govern the use of services, business transactions and partnerships with Sikamine Gold Trading Ltd ("Sikamine", "we", "our", or "us").

By engaging with Sikamine, clients, suppliers, investors and partners ("you" or "the User") agree to be bound by these T&C.

Sikamine is committed to responsible, traceable and compliant gold sourcing in accordance with applicable Ghanaian laws and relevant gold trade regulations.

References may include the Ghana Minerals Commission and relevant GOLDBOD/PMMC guidance.

2. Scope of Services

Sikamine provides services including:

• Sourcing and trading gold from appropriately licensed miners within Ghana.
• Providing structured trade capital arrangements to qualified buyers and suppliers under defined trade cycles.
• Facilitating approved participation in structured gold trade capital arrangements where permitted.
• Supporting governance, compliance and responsible sourcing standards for partners and clients.

3. Investor & Trade Capital Agreements

Trade Capital Purpose: Capital provided under approved trade arrangements is intended for defined gold sourcing and trading operations and is not intended for personal use.

Return Arrangements: Any applicable returns, fees or profit-sharing arrangements are to be defined in written agreements between the relevant parties.

Capital Management: Funds must be managed through approved company processes with appropriate documentation and record keeping.

Risk Disclosure: Gold trading involves commercial, operational, regulatory and market risks. Participation in any trade arrangement is subject to the terms of the relevant agreement.

Profit Distribution: Where applicable, distributions are made in accordance with the contractual terms governing the relevant trade cycle.

4. Supplier & Buyer Obligations

• Gold suppliers must satisfy applicable licensing and regulatory requirements.
• Gold purchased must meet applicable traceability requirements.
• Buyers must meet Sikamine eligibility requirements and applicable Ghanaian regulations.

5. Compliance & Governance

• Sikamine intends to conduct its operations in accordance with applicable Ghanaian laws and regulatory requirements.
• Business records, trade documents and reports should be maintained according to relevant regulatory and auditing requirements.
• Parties that fail Sikamine's compliance requirements may be excluded from transactions.

6. Confidentiality

Proprietary information, trade volumes, pricing information, supplier information, buyer information and investor information are confidential where applicable. Such information must not be disclosed without appropriate authorization except where disclosure is required by law.

7. Liability

Sikamine's liability is subject to applicable law and the contractual terms governing individual transactions. Gold trading may involve market price fluctuations, operational risks, force majeure events and third-party risks.

8. Termination

Sikamine may terminate or suspend relationships with suppliers, buyers, investors or other partners where there is non-compliance, unethical behaviour, misrepresentation, fraud, breach of agreement, or regulatory risk. Withdrawal from specific trade arrangements is governed by the applicable written agreement.

9. Governing Law

These Terms and Conditions are governed by the laws of the Republic of Ghana. Disputes shall be handled according to applicable Ghanaian law and relevant contractual dispute-resolution provisions.

10. Acknowledgement

By engaging with Sikamine Gold Trading Ltd, relevant parties acknowledge that they have reviewed applicable terms, obligations, risks and governance requirements associated with the service or transaction in which they participate.